Our Loans
BluCurrent offers a wide variety of loan services from vehicle loans to
certificate of deposit secured loans and overdraft protection.
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Save time. Download our
helpful Loan
Checklist to see all the
documents you’ll need when applying
for a loan at BluCurrent.
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Save money. Have a car to
sell? Check out our
NADA guides to determine the
value of your vehicle.
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Loan 24. Applying for a
loan is even easier! Apply by
phone or online 24 hours a day,
seven days a week by calling
(800)897.4120 or using our
loan application.
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Featured: New OR Used Vehicle Loan
Regardless of the model year, your vehicle can qualify for our best
rates - as low as 2.49% APR!* Now through December 31, our auto loan
rates are the same for new OR used vehicles!
We know buying a new vehicle can be unnerving, so we work hard to make
the process as smooth as possible. When you’re ready to purchase your
new vehicle, we’ll be here for you.
Click on the links below to find out more about our loan services.
Vehicle Loan Services
Whether you’re in the market for an auto, truck, van, motorcycle – even an RV
or boat – you can rely on BluCurrent to offer incredibly competitive rates and
terms. Click here to see an overview of loan
rates, or contact us for answers to all your
loan questions.
GAP (Guaranteed Asset Protection)
GAP will help members close the gap. With BluCurrent’s GAP product through CUNA
Mutual Group, purchase protection that picks up where auto insurance leaves off.
GAP protection in the event of an accident or theft includes:
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Assistance paying the difference
between a vehicle's actual cash
value and member's loan balance
in the event the vehicle has a
total loss.
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Helps to provide financial security in
the event of an accident.
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Ask a credit union staff member for more details.
Extended Warranty Protection
Route 66 Extended Warranty, available through BluCurrent, is the most comprehensive
extended warranty coverage for all makes and models of automobiles. You will be
able to enjoy your new purchase and have peace of mind because even the
most reliable vehicle can develop a mechanical problem. How does Extended Warranty
have you covered?
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Covered repairs against mechanical
expenses.
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No deductible on covered parts and labor.
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Visit Route 66 online or ask a credit union staff member for details.
Credit Insurance
Even though there are 60 percent more dual-income households now than there were
in the past, 58 percent of Americans say their incomes are falling behind the
rising cost of living (Pew Research Center, 2008).
With BluCurrent's Credit Insurance Protection available through CUNA Mutual Group,
you will have peace of mind knowing that your covered loan will be paid off or your
balance will be reduced in the event of the borrower(s) death. Credit Disability
protection will make the loan payment(s) up to policy maximum in the event of total
disability caused by covered injury or illness.
Share Secured & Certificate of Deposit Secured Loans
BluCurrent offers a great alternative to providing you access to your deposit
accounts without the worry of withdrawing your funds. BluCurrent offers a Share
Secured Loan and a Certificate of Deposit Secured Loan. No qualification required.
Earn dividends on your share account and certificate balance while you use the
funds for any purpose. Check out our low interest
rates on these loans.
It’s quick and easy. Inquire today by contacting a credit union loan representative
for details. Share Secured Loans are an easy way to borrow against the money you
have in your savings.
Signature Loans
BluCurrent offers loans based on your signature for any purpose. No need to use
collateral to secure your loan, just sign and go. Eligible members are able to
borrow with just their signature. BluCurrent has competitive rates for unsecured
loans. Please see a credit union staff member for more details.
Overdraft Protection
BluCurrent offers an unsecured Line of Credit loan to meet your overdraft
protection needs. No need to worry again about running short in your checking
account. You can use your Line of Credit loan for any purpose up to the available
credit line. Applying is quick and easy. See a credit union staff member for more
details.
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*APR=Annual Pecentage Rate. Subject to approval. Rates vary with term
and credit history and are subject to change. All standard BluCurrent
loan policies apply.