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Certificate of Deposit (CD)

Enjoy a safe investment with a guaranteed rate for your selected term.

Learn more about Business CDs View CD Rates

Earn More Money at a Great Rate

By opening a Certificate of Deposit (CD), you lock in a fixed, guaranteed rate for the length of your term. Reinvest your dividends back into the CD account and enjoy compounding interest which allows your money to grow even faster.


BluCurrent CD Benefits
  • Grow your money faster with interest compounded on a monthly basis

  • Annual percentage yield with a $1,000 minimum deposit to open and maintain

  • Select your term, ranging from 6 to 60 months

  • Support your community by keeping your money local

  • Federally insured by NCUA

  • Check your account through free online & mobile banking

  • Use it as collateral for a BluCurrent loan

** APY = Annual Percentage Yield.

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Certificate of Deposit Rates in Springfield, MO

We're proud to offer competitive Certificate of Deposit interest rates that serve our local community. Visit our rates page or contact us to see what you can expect to earn based on your initial balance and start earning today!

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How Does a Certificate of Deposit Work at BluCurrent?

When you open a CD, you lock away cash at a competitive, fixed rate for the term you select. Over time, your funds are compounded based on the fixed interest rate you locked in at account opening as long as you choose to reinvest your dividends back into the CD account.

As you consider a Certificate of Deposit, we're here to help you learn more about this great savings product! Here are frequently asked questions we often get regarding CDs: