
Personal Checking Accounts
Three great account options, all with no monthly maintenance fee
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Basic Checking
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ePerks Checking
Benefits
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Unlimited nationwide ATM fee refunds1
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Amazon®, Disney +®, Hulu®, iTunes® or Netflix® credits, up to $5/month2
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$15 signup bonus, to be used within the first 60 days of account opening3
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No minimum balance
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Free eStatements
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Free debit card
1 ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle where the reimbursement was applicable.
2 Must be enrolled in eStatements and have 12 debit card swipes over $5.00.*
3 $15 signup bonus credited to eligible purchases made within the first 60 days of account opening.
* To qualify for key benefits, please note that transactions must post and clear to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more business days from the date the transaction was made to post to and clear an account. Account disclosures, containing the required account information, will be provided to members before an account is opened or a service provided, whichever occurs first. Contact a BluCurrent representative for additional account details.
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Prosper Checking
Benefits
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Unlimited nationwide ATM fee refunds1
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High interest dividend rate of 7.50% APY** on balances up to $7,5002
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7.50% - 0.27% APY** on balances over $7,500
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No minimum balance
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Free eStatements
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Free debit card
1 ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle where the reimbursement was applicable.
2 Must be enrolled in eStatements, have a bill/ACH payment, and have 12 debit card swipes.*
* To qualify for key benefits, please note that transactions must post and clear to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more business days from the date the transaction was made to post to and clear an account. Account disclosures, containing the required account information, will be provided to members before an account is opened or a service provided, whichever occurs first. Contact a BluCurrent representative for additional account details.
** APY = Annual Percentage Yield. The interest rate and annual percentage yield may change every month based on the determination of the credit union board of directors.

A Better Banking Experience
A personal checking account at BluCurrent Credit Union gives you access to the latest banking services and features while joining a community that prioritizes your financial success. Take advantage of the many benefits our checking accounts provide, all while keeping your money within our local Springfield area.

Manage Your Finances with the BluCurrent Mobile App
It's your money, and we empower you to manage it anytime, anywhere. With our BluCurrent Mobile Banking App, you can deposit checks in just a few steps without needing to visit your nearest branch. You can also control your debit card settings, transfer money from one account to another, send ACH transfers, and review your savings progress for your next big purchase.