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Home » Accounts » Checking » Rewards

Rewards Checking Accounts

Turn everyday spending into rewards. Earn credits on your daily purchases and redeem them on Amazon, iTunes, and your favorite streaming platforms.

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Treat Yourself Daily with a BluCurrent Credit Union Rewards Checking Account

  • Earn Rewards on Your Purchase: Earn credits up to $5/month2 to use on Amazon®, Disney +®, Hulu®,iTunes® or Netflix®.
  • Receive a $15 Signup Bonus: You'll get a $15 signup bonus to be used within the first 60 days of account opening.3
  • Save Money on Fees: Enjoy your Rewards Checking account without recurring monthly fees.
  • Rest Easy with NCUA Insurance: All your deposits with BluCurrent are federally insured for up to $250,000 by the NCUA (National Credit Union Administration).
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Get More From Your Everyday Spending

Your daily expenses aren't going anywhere, but with Rewards Checking, you can transform them into credits for your favorite streaming platforms — all while enjoying zero monthly fees. Here are some additional details of our Rewards Checking Account.

  • Get Amazon®, Disney +®, Hulu®, iTunes® or Netflix® credits , up to $5/month:2 When you're enrolled in eStatements and have 12 debit card transactions over $5.00.*
  • Pay no monthly maintenance fees: Enjoy your rewards without service charges cutting into your account balance.
  • Maintain no minimum balance: There are no minimum balance requirements, so you can earn rewards regardless of your balance.
  • Enjoy a free debit card: When you open your Rewards Checking account, you'll get a debit card for free, making spending more convenient.
  • Access Nationwide ATM Network: Use ATMs across the country through the CO-OP Network and receive unlimited ATM fee refunds.1
  • Get free eStatements: Avoid paper clutter with free eStatements delivered directly to your inbox.
  • Access Your Account on the Go: Bank anytime, anywhere, with free online and mobile banking.

With Rewards Checking, you’ll enjoy valuable perks, hassle-free banking, and easy access to your money—without extra fees or balance requirements. Click the button below to open your account today and start earning rewards!

Open Account

Ready to Open Your Rewards Checking Account?

Step

1
Apply Online

Getting started is as easy as clicking the button!

Step

2
Connect with a Real Person

After you apply, a member service representative will reach out to set up your account.

Step

3
Start Earning Rewards!

Use your free debit for everyday purchases and begin earning credits toward your favorite streaming platforms!

Open a Rewards Checking Account
What our Members Have to Say

BluCurrent Credit Union Rewards Checking Accounts FAQs

The Annual Percentage Yield (APY) and the interest rate are closely related but different concepts. Here's a breakdown:

  • Interest Rate:
    • This is the nominal rate at which interest is paid on your deposit. It does not take into account the effect of compounding.

  • Annual Percentage Yield (APY):
    • This reflects the total amount of interest earned over a year, including the effects of compound interest. Compounding occurs when interest is added to your balance, and then that interest also earns interest over time. Since APY includes compounding, it is typically higher than the nominal interest rate.

    Registering your account in online banking is easy — it only takes about 5 minutes. Simply click here, follow the steps to confirm your identity, and you'll be all set to start managing your account online and through our mobile app.

    Keep in mind that transactions must post and clear your account within the cycle to count toward your qualifications—they can't be in a pending state.

    No, but it is federally insured. At BluCurrent, our deposit accounts are covered by the NCUA (National Credit Union Administration) instead of the FDIC. This provides the same level of protection, just through an institution that supports credit unions like ours.
    You can earn up to $5 in credits each month when you meet the qualification requirements. These credits can be used for Amazon®, Disney +®, Hulu®,iTunes® or Netflix®
    No! Rewards Checking has no monthly maintenance fees, so you can enjoy all the benefits without worrying about extra charges.

    Ready to Take Grow Your Money Faster with a Rewards Checking Account?

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    1ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle where the reimbursement was applicable.

    2 Must be enrolled in eStatements and have 12 debit card swipes over $5.00. To qualify for key benefits, please note that transactions must post and clear to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more business days from the date the transaction was made to post to and clear an account. Account disclosures, containing the required account information, will be provided to members before an account is opened or a service provided, whichever occurs first. Contact a BluCurrent representative for additional account details.

    3 $15 signup bonus credited to eligible purchases made within the first 60 days of account opening. A member is not eligible to receive a second signup bonus if they have previously received the signup bonus on a propser or eperks account.