The Best Checking Accounts in Southwest Missouri
Do you want to earn perks or high yields from using your debit card? BluCurrent Credit Union checking accounts can get you all that at no cost!
The Best Checking Accounts in Southwest Missouri
Do you want to earn perks or high yields from using your debit card? BluCurrent Credit Union checking accounts can get you all that at no cost!
Launch Video Banking to Open an AccountBasic
Best for people who don't use their debit card much and want to keep things simple.
Our Basic Checking accounts offer a hassle-free banking experience with no monthly maintenance fees. With easy access to online and mobile banking, you can manage your finances conveniently and securely.
If you don't use your debit card enough to qualify for the rewards offered by the other checking options, this is the right checking account for you.
No minimum balance
Free eStatements
Free debit card
Nationwide ATM access through the CO-OP Network
$0/month
ePerks
Best for avid Amazon, iTunes, and streaming platform users who want to earn exclusive rewards.
ePerks is our rewards checking account. With no monthly fees, you'll earn rewards to redeem on Amazon, iTunes, and your favorite streaming platforms.
Plus, ePerks Checking accounts include all the features of Basic Checking accounts.
Unlimited nationwide ATM fee refunds1
Amazon®, Disney +®, Hulu®, iTunes® or Netflix® credits, up to $5/month2
$15 signup bonus, to be used within the first 60 days of account opening3
$0/month
Prosper
Best for those who seek to maximize their earnings.
Looking for a high-yield checking account? Prosper is the ultimate checking account for maximizing your earnings. This high-interest checking account helps your money grow faster.
Plus, Prosper Checking accounts include all the features of Basic Checking accounts.
Unlimited nationwide ATM fee refunds1
High interest dividend rate of 5.00% APY** on balances up to $7,5004
5.00% - 0.05% APY** on balances over $7,500
$0/month
A Better Banking Experience
When you open a checking account at BluCurrent Credit Union, you gain access to the latest banking services and features, all that while joining a community that prioritizes your financial success above anything else.
- Skip The Branch, Keep The Expert: Open your checking account online while talking to a real person through video banking.
- Manage Your Finances Anywhere: Our easy-to-use online and mobile banking services help you stay on top of your finances wherever you are.
- Keep Your Money Local: Take advantage of the many benefits our checking accounts provide, all while keeping your money within our local Springfield area.
Elevate Your Banking Experience with The BluCurrent Mobile App
Take full control of your finances with our intuitive mobile app, empowering you to manage your money effortlessly, wherever life takes you. Here are some of the things you can do with our BluCurrent Mobile Banking App:
- Deposit checks with a snap.
- Customize your debit card settings and set up alerts.
- Transfer money from one account to another.
- Send money to other bank accounts with ACH transfers.
- Review your savings progress for your next big purchase.
Get your Used or New Auto Loan in Three Easy Steps
Step
1Apply Online & Talk to a Real Person
Launch video banking to open your new personal checking account with the help of a member service representative.Step
2Quick & Secure Information Sharing
Easily provide the required documents through our secure system for a smooth and fast approval process.Step
3Start Enjoying All the Perks!
Once approved, your account is ready to use! Access all the benefits and start managing your money with ease.Yes, you need to be a BluCurrent member to enjoy all the perks our checking options offer. The good news is that joining is easy. First, you need to see if you're eligible to join. You must meet one of the following eligibility requirements to be a BluCurrent Member:
- Live or work in one of the qualifying Southwest Missouri counties: Christian, Greene, Howell, Jasper, Lawrence, Newton, Polk, Stone, Taney, Webster.
- Be an employee or member of a qualifying organization (Select Employee Groups): Abel Body Company, Don's Machine Shop, Eagle Picher, Fibrex.
- Be an active or retired postal, federal or military employee who lives in one of the qualifying Missouri counties: Barry, Barton, Benton, Camden, Cedar, Christian, Dade, Dallas, Douglas, Greene, Hickory, Howell, Jasper, Laclede, Lawrence, McDonald, Newton, Ozark, Polk, St. Claire, Stone, Taney, Texas, Vernon, Webster, Wright.
- Have an immediate family member who is eligible for membership at BluCurrent: Spouse, Child, Sibling, Parent, Grandparent, Grandchild, Aunt, Uncle, Niece, Nephew, First Cousin, Legal Guardian, In-Law, Legally Adopted Relationship.
After confirming you qualify for membership, you can simply contact us through video banking or visit a branch to open your account and become a member!
Ready to Take the Next Step on Your Checking Account?
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Learn More1 ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle where the reimbursement was applicable.
2 Must be enrolled in eStatements and have 12 debit card swipes over $5.00.*
3 $15 signup bonus credited to eligible purchases made within the first 60 days of account opening. A member is not eligible to receive a second signup bonus if they have previously received the signup bonus on a propser or eperks account.
4 Must be enrolled in eStatements, have a bill/ACH payment, and have 12 debit card swipes.*
* To qualify for key benefits, please note that transactions must post and clear to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more business days from the date the transaction was made to post to and clear an account. Account disclosures, containing the required account information, will be provided to members before an account is opened or a service provided, whichever occurs first. Contact a BluCurrent representative for additional account details.
** APY = Annual Percentage Yield. The interest rate and annual percentage yield may change every month based on the determination of the credit union board of directors.