Private Mortgage Insurance

November 16, 2017

Buying a home is one of the biggest (if not the biggest) purchases you’ll make in your lifetime. Most likely, you’ll have to get a mortgage loan to make this large purchase. In some cases, your mortgage will come with an added cost, called PMI. WHAT IS PMI?Private Mortgage Insurance (PMI) is a type of insurance you are required to pay on a mortgage loan if you do not meet the required loan-to-value ratio for the type of loan you have. PMI protects the lender if you stop making your paym...

Unauthorized Charges

October 20, 2017

Find an unauthorized charge on your account? Here’s the 5 step process to follow:1) Make sure the transaction is truly unauthorized. As busy as life gets, it’s easy to forget purchases here and there. Contact the merchant directly, you can easily locate contact information through a Google Search. If you have other authorized users on the account, make sure you ask if they made the purchase.2) If you find that the transaction is unauthorized, call your financial institution (FI) and have you...

Skip-A-Pay 2017

October 11, 2017

Skip-A-Pay is back! As the holiday shopping season approaches, we want to be here to help reduce stress by lowering your year-end expenses. Here is what you need to know:Existing BluCurrent loans: Skip your November or December payment and reduce expenses by delaying your payment on every qualifying loan*.Payments that may be skipped are those with due dates of 11/1/17 through 12/31/17.Home mortgages, HELOCs, BluCurrent Credit Cards, and Overdraft Loans are not eligible.The Skip-A-Pay form, alon...

Fall Fun in the Ozarks

October 3, 2017

Getting your family out to enjoy the beautiful fall weather doesn’t have to break the bank. Check out these affordable, family-friendly events that you won’t want to miss.Harvest FestSeptember 30th – October 29th | ENTER TIMES | Rutledge-Wilson Farm ParkFeaturing a corn maze, pumpkin patch, hayrides, haunted trail & more!Admission into the event is FREE. Most activities have a small fee of $1-$5.Click here for more info.  Ozark Arts & Crafts ShowOctober 6th-8th | Friday &...

Pets & Pumpkins

September 28, 2017

Join us in celebrating the 10th Annual Pets & Pumpkins on Commercial Street! The day includes activities for kids, adults and even fur-kids. We’re excited to partner with our friends at TAME Pet Magazine for the 10th Annual Pets & Pumpkins Festival. This is a family-friendly event open to the community.  Put on your best costume and join us!DATE: Saturday, October 21st, 2017TIME: 12pm-5pmPLACE: Historic Commercial Street *COST: $2 (kids, pets & adults) DETAILSThere...