Do you pay for everything with cash? Are you tired of getting that handful of change back from your transactions and having it fill up in your car cup holder or the bottom of your purse? Swapping that cash out for a debit card can help save on clutter and provide many other great benefits.
One of the biggest advantages of having a debit card is that you don't have to carry large amounts of cash on you. Since most businesses are set up to take plastic, there is no need to carry much cash. If your wallet is lost or stolen, this helps ease the financial hit. You can't recover lost or stolen cash. But, with a debit card, you are able to notify your financial institution and get it turned off to avoid your funds from being used by someone else.
Discounts & Rewards
Some banks and credit unions have member (or customer) benefits that reward you when you use your debit card. BluCurrent offers multiple rewards opportunities through ePerks Checking and Prosper Checking. With ePerks Checking, you can earn credits to use on iTunes® and Amazon® purchases. With Prosper Checking, you can earn high interest on account balances.
When you have a debit card, you are able to shop online and save yourself a trip to the store. Shopping from home (or wherever you are) can save you both time & money. Many stores offer online-only sales and discounts that you wouldn't be able to take advantage of without a debit card.
Once you have your debit card, you might still need some cash to make purchases at the (few) places that don't take plastic. Outside of asking for cash back next time you are the grocery store, the easiest way to get cash is at an ATM. Many credit unions (including Blucurrent) offer a large network of free ATMs that provides quick and easy access to cash. Having a debit card allows you to visit these ATMs to get the cash you need.
Are you ready to get set up with a debit card?BluCurrent is here to help! Visit one of our branch locations or give us a call at 417-887-1983 to get started today.