
HomeReady® Mortgage
- Lower down payment options, as low as 3.00% APR*. (Most other mortgage options have a down payment requirement of up to 5.00% APR*).
- It's not just for first-time homebuyers. Repeat homebuyers and/or borrowers who'd like to refinance are also eligible.
- Reduced interest rates.
- Cancellable mortgage insurance**. Click here to learn more about private mortgage insurance.
- Flexible Down Payment Funding. Gifts, grants, Community Seconds® and cash-on-hand can be used for down payments and closing costs. (Most other mortgage options restrict these down payment funding options).
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