Best Financial Apps of 2023

Best Financial Apps of 2023

If you're like most modern Americans, you use your phone for numerous daily tasks. In addition to phone calls and texts, your phone allows you to take pictures, watch videos, play games, track your exercise, and much more. There's an app for just about everything, including many financial chores like reviewing your accounts, transferring funds, paying bills, and keeping track of your budget. To improve your relationship with a variety of money matters, check out some of the best financial apps available below. 

Your Bank or Credit Union App 

First, be sure that your bank or credit union offers an app and that you have it downloaded to your phone. Most financial institutions have apps that allow you to check your account balances, transfer funds, view and pay bills, find locations, and more. For example, the BluCurrent Mobile Banking app lets you accomplish all of these tasks and much more.  


Mint is an award-winning personal finance app that can help you track your finances, stick to your budget, and manage all of your accounts. All you do is connect your checking accounts, savings accounts, loans, and credit cards to the app. Then, you can view all your transactions in one place using Mint's beautiful graphics and intuitive organization, making it easy to review your spending and income. There are also bill reminders, alerts of unusual spending activity, and budgeting tools. Plus, it's free! 

Similar apps that offer many of the same services include Prosper Daily, Personal Capital, and Level Money. 


Your credit score can have a major impact on your life, so it is important that you keep track of it. Use Credit Karma's complimentary app to stay on top of your credit by reviewing free credit reports and credit scores from two of the leading credit bureaus (TransUnion and Equifax). You can also receive weekly updates about your credit, set alerts, and request personalized recommendations. 


Fans of the envelope budget system will appreciate GoodBudget. In a traditional envelope budget system, you place cash for each month's expenses in envelopes divided by category. Throughout the month, you pay for things using the envelopes, so that you can't spend more than you have budgeted. Then, at the end of the month, you can pull out the excess and save it. This is a great way to prevent yourself from overspending, but some people find the cash-based system old-fashioned and frustrating. GoodBudget allows you to use the same system electronically, crafting a budget and creating "envelopes" on the app. 


If finance apps are not suited best for you, try these free budget excel spreadsheets and other budget templates to get you started. 


Have questions about how BluCurrent Credit Union in Springfield, MO can help you achieve your financial goals? Contact us and a friendly BluCurrent representative would be happy to help!   

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