BluCurrent is Federally Insured by the NCUA

When you bank at BluCurrent you can have peace of mind knowing your money is safe and feel good about supporting your local community.

BluCurrent Credit Union is a federally insured credit union that is a member of the National Credit Union Administration (NCUA). This means that your BluCurrent deposits are federally insured to at least $250,000 per individual depositor.

In addition, all BluCurrent Business Accounts are insured up to $2,000,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI). NCUA Federally Insured up to $250,000. Additional Excess Share Insurance (ESI) up to $1,750,000.

What is the NCUA?

The National Credit Union Administration (NCUA) is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.

How can I determine if my savings are insured?

The NCUA provides a handy Share Insurance Estimator tool on their website that can be used to calculate your insured savings.

Is BluCurrent insured by the FDIC?

No, BluCurrent is federally insured through the NCUA.

What’s the difference between NCUA and FDIC?

The NCUA insures deposits at federally insured credit unions and the FDIC insures deposits at federally insured banks. They are both federal agencies that insure deposit accounts up to $250,000 per individual depositor.  

We have been proudly serving the southwest Missouri community since 1929. As a not-for-profit institution, it’s our responsibility to be good stewards of our member’s finances. We make balanced decisions to ensure the financial soundness of the organization. Through continued focus on strong risk management practices, we are confident we will remain in a strong financial position.