Helpful Tips to Keep Your Accounts Safe

Here are a few tips to help keep your accounts safe:

• Be cautious of unsolicited emails or messages asking for personal information, requiring a link to be clicked, or requiring an urgent action.
• Its always safer to look up the merchant's customer service number or website, before taking the information provided as matter of fact. 
• Regularly monitor your accounts for any unfamiliar transactions.
• Use secure payment methods and websites when shopping online.
• Use caution when someone insists that you can only pay with cryptocurrency, a wire transfer service like Western Union or MoneyGram, a payment app, or a gift card.
• Be wary of individuals requesting you to deposit a check into your account and transfer the money back to that individual or another person/place.
• If something feels wrong, stop and speak with someone you trust.

At BluCurrent, we’re always watching out for your security, but we cannot do this alone. If something seems off, feel free to reach out to BluCurrent Member Services at (417) 887-1983.

Some common scams to be aware of:

• Romance or Companion Scams – Scammers create fake profiles on dating sites or social media to build relationships and trick victims into sending money.
• Gift Card Scams – Scammers convince victims to buy gift cards and share the card details, often claiming it's for urgent bills or emergencies.
• Phone and Phone Number Spoofing – Scammers fake caller ID information to appear as trusted businesses or government agencies to steal personal information or money.
  • See a recent BluCurrent blog post on Spoofing here: Beware of Recent Spoofing Scams - BluCurrent Credit Union Springfield, MO
• Job Scams – Fraudsters pose as employers, offering fake job opportunities to steal personal information or trick victims into paying upfront fees.
• Investment and Digital Currency Scams – Scammers promote fake investment opportunities, including cryptocurrency, promising high returns that never materialize.
• Social Media and Marketplace Scams – Scammers exploit platforms like Facebook Marketplace or Instagram to sell counterfeit items or steal payments without delivering goods.

For further information and resources on the current Fraud landscape, see below for a blog post from the Federal Trade Commission:

Consumer Advice | Federal Trade Commission