How Digital Banking Makes Managing Finances Easier

How Digital Banking Makes Managing Finances Easier

A need in society fuels most major advancements in technology. As the world goes digital, businesses are meeting their customers right where they are by making products and services available for purchase online. In 2021, online sales represented almost 20% of spending across all channels – a percentage that has steadily increased for nearly a decade. 

If you can place your coffee order or purchase an anniversary gift with just a few clicks, shouldn’t managing your finances be just as convenient?

Even before the pandemic, BluCurrent made it safe and easy to bank from anywhere. 

BluCurrent Credit Union explains how you can benefit from using digital banking services. 


The Benefits of Online Banking

Online banking empowers you to manage your money from anywhere as long as you have a laptop or mobile device and internet access. Some of the many benefits that come with online banking include: 

  • Convenience. Not visiting a branch to wait in line for a teller is a time saver. Do it all from your computer or smart device: view transaction history, schedule bills to be paid, and easily transfer money between accounts. 
  • Security. It's safer than you might think. The latest technologies protect against potential theft. BluCurrent accounts are also federally insured by the National Credit Union Administration (NCUA).
  • Premium Features. You get full control to monitor spending habits. Use purchase calculators, leverage budgeting and tracking tools, and easily transfer money between your accounts.


BluCurrent’s Online Banking allows you to…

Easily create and manage your budget. You’re empowered to track your spending and plan your budget to meet your financial goals. 

Set up notifications and account alerts. Do you want to be notified when your account drops to a certain threshold or when purchases exceed a specific amount? Set up your preferred alerts in your BluCurrent online banking portal. 

Control your credit cards. Easily manage credit card payments and walk through security protocols if your card is lost or stolen.

Message a BluCurrent Member Service Representative easily and securely. Privately chat with a team member about the status of your account, and ask any questions knowing that your information is safe!

Connect to your other accounts. BluCurrent online banking allows you to connect your accounts with other financial institutions and conveniently set up ACH payments, allowing you to move your money around as needed. 

Have peace of mind with premium security. With state-of-the-art security features, you can rest easy knowing that your money and personal information are protected.


The Benefits of Mobile Banking

Mobile banking allows you to manage your personal finances anywhere, at any anytime straight from your mobile device. Most banks and credit unions have caught on. They all use mobile banking apps. 

Whether you're saving for retirement, stocking up on an emergency fund, or managing your savings account, it can be done on a mobile phone.

Want to pay back that friend who purchased your coffee? Need to monitor your progress in saving for a down payment on your first home? It can all be done using a mobile banking app. 


BluCurrent’s Mobile Banking App allows you to…

Deposit checks from anywhere. Save a trip to the branch and deposit checks in a few simple steps. Select the account you’d like the funds deposited to, snap a couple photos & have funds deposited quicker.  

Manage your accounts just like you can within online banking. Transfer funds, send an ACH, access card controls & more. The same capabilities of online banking, just in your back pocket!


Enjoy contactless payments straight from your mobile device.

In addition to the BluCurrent Mobile Banking App, your mobile device can be used to make payments. That’s right! Just load your BluCurrent Card into your mobile wallet of choice:

  • Apple Pay 
  • Samsung Pay
  • Google Pay
  • And more!

Contactless payments ensure safety and convenience. By adding your BluCurrent card to your preferred mobile wallet of choice, you are able to pay for items with just a quick tap from your phone!

Rest easy knowing that the latest encryption technologies protect your purchases 24/7.


The Benefits of Video Banking

Sure. Most banking can be done online. But sometimes you want the personal connection of speaking directly to a human, without taking the time to make a trip to a branch. 

Video banking gives you the ability to speak directly to a local representative. You can get answers to your questions fast. Whether you need help finalizing a loan, using an online banking tool, or discussing a recent charge that you don’t quite recognize.

You get to save precious time and gas money by speaking with a member service representative from the comfort of your own home, office or on-the-go. Thanks to video banking, the days of struggling through heavy traffic, walking into a busy branch lobby, and waiting in line are over. 

The BluCurrent video banking tool is available Monday through Friday from 9am - 5pm CST, plus Saturday from 9am - 1pm CST.



BluCurrent Credit Union Offers All Digital Banking Services 

Simplicity, safety, and convenience. That's what you should look for when choosing a bank or credit union with digital banking services. 

When you bank at BluCurrent you get exclusive access to the latest features in digital banking services (online, video, and mobile), along with other perks (access to competitive loan and interest rates and more). 

It's the best of both worlds: the ease of modern digital banking services with the friendly customer service that only a locally-owned credit union can provide.

Start banking at BluCurrent today! Open an account by visiting a BluCurrent Credit Union branch near you — or even better, start a video banking call and open your account from anywhere.

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