Business Accounts
Moving Your Business Forward
Keep your business local with BluCurrent! Our Business Services Team offers personalized service, competitive rates and products to help your business succeed, whether you're looking for a business account or a business loan. Our digital banking products give you the ability to bank easily on-the-go. Read on to learn how banking at BluCurrent can benefit your business.
Any business that is headquartered or has a service location in one of the following counties are eligble : Christian, Greene, Howell, Jasper, Lawrence, Newton, Polk, Stone, Taney or Webster.
Starting a New Business?
Starting a business can seem challenging and it’s not always easy to know where to begin. To help us assist you, do you know the type of business entity that you are starting?
Have an Existing Business?
If you're an experienced business owner already, and know what type of business entity you have...Click below to learn more about the paperwork required to move forward with a business account at BluCurrent.
Business CD
Reduce market risk with a fixed rate, high earning CD. It only takes $1,000 to get started.
- NCUA Federally Insured up to $250,000.
- Additional Excess Share Insurance (ESI)1 up to $1,750,000.
Business Money Market
Earn more with your reserves, while staying flexible with your funds. Utilize up to six withdrawals per month. Get started with $2,500 or more today.
- NCUA Federally Insured up to $250,000.
- Additional Excess Share Insurance (ESI)1 up to $1,750,000.
Business Savings
A safe place to store your extra cash with no monthly maintenance fee. Transferring funds to & from your other accounts is a breeze.
- NCUA Federally Insured up to $250,000.
- Additional Excess Share Insurance (ESI)1 up to $1,750,000.
Business Checking
We keep it simple. No minimum balance or monthly service charges. Complimentary debit card and a box of checks.
- NCUA Federally Insured up to $250,000.
- Additional Excess Share Insurance (ESI)1 up to $1,750,000.
Business Credit Cards
Rates start as low as 9.90% APR*. Use this as your line of credit, with no balance transfer fees to top it off.
Business Loans
Competitive rates and terms, with all decisions made locally. Our knowledgeable Business Services Team can help your business stay successful. We work with businesses of all sizes, from small to large.
Business Debit Cards
Get a complimentary card, access to over 20 free local ATMs and added security of Mastercard®, the most accepted card worldwide.
Card Merchant Services
Give your business the ability to accept credit or debit card purchases with our merchant services2 offering. Whether you need to accept cards at a payment terminal, online or a mix of both, we’ve got you covered!
Business Services
Keep your business running smoothly with Cash Management, Sweeps, and Remote Deposit Capture
1BluCurrent Business Accounts are insured up to $2,000,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI). NCUA Federally Insured up to $250,000. Additional Excess Share Insurance (ESI) up to $1,750,000.
2 Merchant Services are provided to BluCurrent Business Members through Helcim . Merchant Services are not covered by NCUA. See BluCurrent for details.
Ready to Open Your Business Account?
Step
1Complete Questionnaire
Download the QuestionnaireStep
2Review Checklist
Download the ChecklistStep
3Get Started
Launch Request FormWhat Our Business Members Have to Say
Meet The Team
Michael Farrar
Senior Vice President of Business Services
(417) 851-1502 | business@blucurrent.org | | NMLS: 879796I began working in financial services in 2001 and came to BluCurrent in 2012. I love serving our members and community with top-of-the-line business products and services to help build better businesses together
Kyle Short
Vice President of Business Services
(417) 851-1499 | business@blucurrent.org | | NMLS: 2464119Kyle was born and raised in Springfield, Missouri. For a stint, he spent time living and working in the in Delaware/Pennsylvania area for a nonprofit. Kyle met his wife out east and settled back in Springfield, Mo in 2010. He has a combined 10 years of experience in the nonprofit sector. He entered the financial industry with JPMorgan Chase and transitioned to the credit union in 2010. He has been with BluCurrent ever since working as a member service representative, company trainer, and in 2018 started developing the business deposit department. He enjoys spending time with his wife and 3 kids, and enjoying everything the Ozarks have to offer. With his 15+ years of financial experience, he is ready to serve your commercial deposit and lending needs.
Chris Pardoe
Manager of Business Services
(417) 851-1499 | business@blucurrent.org |Chris was born and raised in Waterloo, Iowa. He moved to the Ozarks in 2008 and has lived here ever since. He started in the banking industry with Central Bank of the Ozarks in 2015, and transitioned to BluCurrent in the middle of 2021. He has worked in several positions in his career, ranging from teller/teller supervisor, branch manager, and now currently as the Manager of Business Services. He enjoys spending time with his wife and is looking forward to welcoming his first child in May of next year. He is passionate about using his nearly 9 years of experience in this industry to help local businesses with all their commercial deposit needs.