Skip-A-Pay is back! This fall, skip your November or December loan payment. Keep your budget on track this holiday season by delaying your payment(s) on all qualifying loans* you have with us.
The most convenient way to submit your Skip-A-Pay request is through Online or Mobile Banking. If you prefer stopping by a branch, simply complete the form and return it, along with your per-loan processing fee, to any branch at least 10 days prior to your November or December 2021 payment due date.
Have a loan with us? Here's what you need to know:
- Payments that may be skipped are those with due dates of 11/1/21 through 12/31/21.
- Home mortgages, HELOCs, BluCurrent Credit Cards, and Overdraft Loans are not eligible.
- The Skip-A-Pay form, along with your per-loan processing fee**, must be returned to any BluCurrent branch at least 10 days prior to your payment due date.
- You can save yourself a trip to the branch and submit your skip through online or mobile banking. Once logged into online banking, click the ellipsis or "more" menu and select Skip-A-Pay to get started. If you are accessing via online banking, the menu is located in the top right hand corner. If you are accessing via the mobile app, the menu is located on the bottom right-hand side.
Effective Date: 10/01/2021. Only loan payments with due dates of 11/1/21 thru 12/31/21.
*Interest will continue to accumulate on your loan during the month that you skip your payment. Qualifications: All the participant’s loans with BluCurrent must be current. Participant must not have had any loan payments greater that 30 days past due in the prior six months. Loan must not have been granted a hardship extension in the prior 12 months. Restrictions: Home mortgages, HELOCs, Credit Cards, and Overdraft loans are not eligible. The first payment of a new loan is not eligible. If you have a Total Loss Claim on your vehicle and have purchased Guaranteed Auto Protection (GAP) coverage, a skip-a-pay may reduce your GAP coverage by the amount of your monthly payment.
**Processing fee is 10% of loan payment, not to exceed $50. By selecting the BluCurrent MasterCard® option, you hereby agree to all terms and conditions set forth in the credit terms. The processing fee will only be deducted upon available credit limit funds, otherwise your Skip-a-Pay request will be denied, or other payment options will need to be selected. Restrictions apply, subject to approval.