How It Works:

Opting In: By opting into Overdraft Services, you allow us to cover your transactions for a fee of $30 per occurrence when there are insufficient funds in your account. This means your transaction may not be declined at the point of sale or ATM. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

Opting in can prevent the inconvenience and embarrassment of declined transactions when you need access to your funds the most. It provides a safety net, giving you peace of mind knowing that your transactions will be processed even when your balance is low.

Opting Out: If you choose to opt out of this service, any ATM or everyday card transaction that exceeds your available balance will be declined.

Call to Action:

To maintain your current overdraft coverage for ATM and everyday debit card transactions, we need your immediate attention.

Overdraft Services Consent Form