Charts & Graphs

Rates

We like to keep it competitive. Whether you're interested in saving or earning, you'll find what you need here.

Loan Rates


Loans

Term APR*
Auto Varies As low as 4.99%
New Recreational Vehicle Varies As low as 7.49%
Home Equity Line of Credit (Variable) Varies As low as 5.75%
Certificate Pledge

Credit union certificate of deposit used to fully secure the loan

Up to $250,000 Competitive Loan Rates
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Credit union savings account(s) used to fully secure the loan

Varies As low as 3.00%
Signature Loan Varies As low as 11.00%
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Mastercard® Credit Cards

APR*
Classic 13.90%
Platinum 9.90%
Personal Credit Cards Business Credit Cards

Dividend Rates


For the quarter ending 09/30/2022, month ending 11/30/2022. A lapsed date indicates that the rates and yield for the current Dividend Period have not been declared by the Board of Directors.

Savings Account

Rate APY**
My Choice 0.05% 0.05%
Christmas Club 0.05% 0.05%
Primary Shares (Savings) 0.05% 0.05%

A balance of at least $100 must be maintained in account to earn dividends.

Individual Retirement Account (IRA)

Balance Rate APY**
$100.00 - $1,999.99 0.05% 0.05%
$2,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.05% 0.05%
$25,000 + 0.05% 0.05%
Personal IRA

Interest Rates


Money Market (Personal & Business)

Balance Rate APY**
$2,500.00 - $24,999.99 1.25% 1.26%
$25,000 - $99,999.99 1.50% 1.51%
$100,000 - $249,999.99 1.75% 1.77%
$250,000 + 2.00% 2.02%

To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking.

Personal Money Markets Business Money Markets

Share Draft

Balance Rate APY**
Prosper Checking
$0.00 - $7,499.99
$7,500 +
2.47%
0.05%
2.50%
2.50% - 0.22%
Growth Savings
$0.00 - $7,499.99
$7,500 +
0.25%
0.05%
0.25%
0.25% - 0.06%

If you do not meet the Rate/Reward Qualifications for Prosper Checking and Growth savings, the interest rate paid on the entire balance will be 0.01% with an Annual Percentage Yield of 0.01%. If you meet the Rate/Reward Qualifications you will be paid the tiered rates. The interest rates and annual percentage yield may change every calendar month based on the determination of the Board of Directors.

Certificates of Deposit (Personal & Business)

Term Interest Rate (APR*) Annual Percentage Yield (APY**)
6 Month 2.00% 2.02%
12 Month 2.50% 2.53%
24 Month 2.75% 2.79%
36 Month 3.00% 3.05%
48 Month 3.25% 3.30%
60 Month 3.50% 3.56%
Personal Certificates Business Certificates

The minimum amount required to open a Regular Certificate is $1000. IRA certificates available in these terms. Penalty may apply for early withdrawal. Rates effective 12/01/2022.

*APR = Annual Percentage Rate

**APY = Annual Percentage Yield