Charts & Graphs

Rates

We like to keep it competitive. Whether you're interested in saving or earning, you'll find what you need here.

Loan Rates


Loans

Term APR
New Auto Varies As low as 3.24%
Used Auto Varies As low as 4.24%
New Recreational Vehicle Varies As low as 5.74%
Home Equity Line of Credit (Variable) Varies As low as 4.75%
Certificate Pledge

Credit union certificate of deposit used to fully secure the loan

Up to $250,000 Competitive Loan Rates
Share Loan

Credit union savings account(s) used to fully secure the loan

Varies As low as 3.00%
Signature Loan Varies As low as 10.00%

Mastercard® Credit Cards

APR
Classic 13.90%
Platinum 9.90%

Dividend Rates


For the quarter ending 06/30/2019, month ending 06/30/2019. A lapsed date indicates that the rates and yield for the current Dividend Period have not been declared by the Board of Directors.

Savings Account

Rate APY
My Choice 0.10% 0.10%
Christmas Club 0.10% 0.10%
Primary Shares (Savings) 0.10% 0.10%

A balance of at least $100 must be maintained in account to earn dividends.

Individual Retirement Account (IRA)

Balance Rate APY
$100.00 - $1,999.99 0.30% 0.30%
$2,000.00 - $9,999.99 0.30% 0.30%
$10,000.00 - $24,999.99 0.30% 0.30%
$25,000 + 0.30% 0.30%

Money Market (Personal)

Balance Rate APY
$2,500.00 - $24,999.99 1.00% 1.01%
$25,000 - $99,999.99 1.25% 1.26%
$100,000 + 1.50% 1.51%

Money Market (Business)

Balance Rate APY
$2,500.00 - $24,999.99 1.50% 1.51%
$25,000 - $99,999.99 1.75% 1.77%
$100,000 + 2.00% 2.02%

Interest Rates


Share Draft

Balance Rate APY
Prosper Checking
$0.00 - $7,499.99
$7,500 +
2.47%
0.10%
2.50%
2.50% - 0.27%
Growth Savings
$0.00 - $7,499.99
$7,500 +
0.25%
0.10%
0.25%
0.25% - 0.11%

If you do not meet the Rate/Reward Qualifications for Prosper Checking and Growth savings, the interest rate paid on the entire balance will be 0.01% with an Annual Percentage Yield of 0.01%. If you meet the Rate/Reward Qualifications you will be paid the tiered rates. The interest rates and annual percentage yield may change every calendar month based on the determination of the Board of Directors.

Certificates of Deposit (Personal & Business)

Term Interest Rate (APR) Annual Percentage Yield (APY)
6 Month 1.50% 1.51%
12 Month 1.75% 1.77%
24 Month 2.00% 2.02%
36 Month 2.25% 2.28%
48 Month 2.50% 2.53%
60 Month 2.75% 2.79%

The minimum amount required to open a Regular Certificate is $1000. IRA certificates available in these terms. Penalty may apply for early withdrawal. Rates effective 08/01/2019.

APR = Annual Percentage Rate

APY = Annual Percentage Yield

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