
Rates
We like to keep it competitive. Whether you're interested in saving or earning, you'll find what you need here.
Loan Rates
Loans
Term | APR* | |
---|---|---|
Auto | Varies | As low as 5.49% |
New Recreational Vehicle | Varies | As low as 7.49% |
Home Equity Line of Credit (variable) | Varies | As low as 7.75% |
Certificate Pledge
Credit union certificate of deposit used to fully secure the loan |
Up to $250,000 | Competiive Loan Rates |
Share Loan
Credit union savings account(s) used to fully secure the loan |
Varies | As low as 3.00% |
Signature Loan | Varies | As low as 11.00% |
Apply for a Loan Now |
Mastercard® Credit Cards
APR* | |
---|---|
Classic | 13.90% |
Platinum | 9.90% |
Personal Credit Cards Business Credit Cards |
Dividend Rates
For the quarter ending 06/30/2023, month ending 08/31/2023. A lapsed date indicates that the rates and yield for the current Dividend Period have not been declared by the Board of Directors.
Savings Account
Rate | APY** | |
---|---|---|
My Choice | 0.05% | 0.05% |
Christmas Club | 0.05% | 0.05% |
Primary Shares (Savings) | 0.05% | 0.05% |
A balance of at least $100 must be maintained in account to earn dividends.
Individual Retirement Account (IRA)
Balance | Rate | APY** |
---|---|---|
$100.00 - $1,999.99 | 0.05% | 0.05% |
$2,000.00 - $9,999.99 | 0.05% | 0.05% |
$10,000.00 - $24,999.99 | 0.05% | 0.05% |
$25,000 + | 0.05% | 0.05% |
Open an IRA |
Interest Rates
Certificates of Deposit Special Terms Promotion
Term | Interest Rate (APR*) | Annual Percentage Yield (APY**) |
---|---|---|
15 Month | 5.02% | 5.15% |
Rates accurate as of 09/01/2023. Limited-time rate and terms begin on 09/01/2023. Minimum opening deposit of $1,000.00 required to be eligible for promotional terms and rate. BluCurrent reserves the right to change rates at any time. If automatic renewal is selected, 15-month certificate of deposit will renew at a 12-month term and interest rate in effect at that time. For additional terms of agreement refer to BluCurrent Credit Union Membership Agreement and Truth in Savings Disclosure or call 417-887-1983. Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government.
Certificates of Deposit (Personal & Business)
Term | Interest Rate (APR*) | Annual Percentage Yield (APY**) | ||
---|---|---|---|---|
6 Month | 3.50% | 3.56% | ||
12 Month | 4.00% | 4.08% | ||
24 Month | 3.75% | 3.82% | ||
36 Month | 3.50% | 3.56% | ||
48 Month | 3.25% | 3.30% | ||
60 Month | 3.00% | 3.05% | ||
Learn more about Business Certificates |
The minimum amount required to open a Regular Certificate is $1000. IRA certificates available in these terms. Penalty may apply for early withdrawal. Rates effective 09/01/2023.
Money Market (Personal)
Balance | Rate | APY** | ||
---|---|---|---|---|
$2,500.00 - $49,999.99 | 2.00% | 2.02% | ||
$50,000.00 - $99,999.99 | 2.25% | 2.28% | ||
$100,000 - $249,999.99 | 2.50% | 2.53% | ||
$250,000 - $499,999.99 | 2.75% | 2.79% | ||
$500,000 + | 3.00% | 3.05% | ||
To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking. |
Money Market (Business)
Balance | Rate | APY** | ||
---|---|---|---|---|
$2,500.00 - $49,999.99 | 3.50% | 3.56% | ||
$50,000.00 - $99,999.99 | 3.50% | 3.56% | ||
$100,000 - $249,999.99 | 3.50% | 3.56% | ||
$250,000 - $499,999.99 | 3.50% | 3.56% | ||
$500,000 + | 3.50% | 3.56% | ||
To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking. Learn more about Business Money Markets |
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield