Charts & Graphs

Rates

We like to keep it competitive. Whether you're interested in saving or earning, you'll find what you need here.

Loan Rates


Loans

Term APR*
Auto Varies As low as 5.49%
New Recreational Vehicle Varies As low as 7.49%
Home Equity Line of Credit (variable) Varies As low as 7.75%
Certificate Pledge

Credit union certificate of deposit used to fully secure the loan

Up to $250,000 Competiive Loan Rates
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Credit union savings account(s) used to fully secure the loan

Varies As low as 3.00%
Signature Loan Varies As low as 11.00%
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Mastercard® Credit Cards

APR*
Classic 13.90%
Platinum 9.90%
Personal Credit Cards Business Credit Cards

Dividend Rates


For the quarter ending 06/30/2023, month ending 08/31/2023. A lapsed date indicates that the rates and yield for the current Dividend Period have not been declared by the Board of Directors.

Savings Account

Rate APY**
My Choice 0.05% 0.05%
Christmas Club 0.05% 0.05%
Primary Shares (Savings) 0.05% 0.05%

A balance of at least $100 must be maintained in account to earn dividends.

Individual Retirement Account (IRA)

Balance Rate APY**
$100.00 - $1,999.99 0.05% 0.05%
$2,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.05% 0.05%
$25,000 + 0.05% 0.05%
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Interest Rates


Certificates of Deposit Special Terms Promotion

Term Interest Rate (APR*) Annual Percentage Yield (APY**)
15 Month 5.02% 5.15%

Rates accurate as of 09/01/2023. Limited-time rate and terms begin on 09/01/2023. Minimum opening deposit of $1,000.00 required to be eligible for promotional terms and rate. BluCurrent reserves the right to change rates at any time. If automatic renewal is selected, 15-month certificate of deposit will renew at a 12-month term and interest rate in effect at that time. For additional terms of agreement refer to BluCurrent Credit Union Membership Agreement and Truth in Savings Disclosure or call 417-887-1983. Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government.

Certificates of Deposit (Personal & Business)

Term Interest Rate (APR*) Annual Percentage Yield (APY**)
6 Month 3.50% 3.56%
12 Month 4.00% 4.08%
24 Month 3.75% 3.82%
36 Month 3.50% 3.56%
48 Month 3.25% 3.30%
60 Month 3.00% 3.05%
Learn more about Business Certificates

The minimum amount required to open a Regular Certificate is $1000. IRA certificates available in these terms. Penalty may apply for early withdrawal. Rates effective 09/01/2023.

Money Market (Personal)

Balance Rate APY**
$2,500.00 - $49,999.99 2.00% 2.02%
$50,000.00 - $99,999.99 2.25% 2.28%
$100,000 - $249,999.99 2.50% 2.53%
$250,000 - $499,999.99 2.75% 2.79%
$500,000 + 3.00% 3.05%

To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking.

Money Market (Business)

Balance Rate APY**
$2,500.00 - $49,999.99 3.50% 3.56%
$50,000.00 - $99,999.99 3.50% 3.56%
$100,000 - $249,999.99 3.50% 3.56%
$250,000 - $499,999.99 3.50% 3.56%
$500,000 + 3.50% 3.56%

To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking.

Learn more about Business Money Markets

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Prosper Checking Special Promotion

Balance Rate APY**
$0.00 - $7,499.99
$7,500 +
7.23%
0.05%
7.50%
7.50% - 0.27%

Rates accurate as of 09/01/2023. Limited-time rate and terms begin on 07/01/2023. No minimum opening deposit required to be eligible for promotional rate and terms. Promotion set to end on 12/31/2023. BluCurrent reserves the right to change rates at any time. For additional terms of agreement refer to BluCurrent Credit Union Membership Agreement and Truth in Savings Disclosure or call 417-887-1983. Your savings are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government.

Balance Rate APY**
Growth Savings
$0.00 - $7,499.99
$7,500 +
0.25%
0.05%
0.25%
0.25% - 0.06%

If you do not meet the rate/reward qualifications for Prosper Checking and Growth savings, the interest rate paid on the entire balance will be 0.01% with an Annual Percentage Yield of 0.01%. If you meet the rate/reward qualifications you will be paid the tiered rates. The interest rates and annual percentage yield may change every calendar month based on the determination of the Board of Directors.

*APR = Annual Percentage Rate

**APY = Annual Percentage Yield