Rates

Loan Rates

New Auto
APR: As low as 3.24%
Term: Varies
Used Auto
APR: As low as 4.24%
Term: Varies
New Recreational Vehicle
APR: As low as 5.74%
Term: Varies
Home Equity Line of Credit (Variable)
APR: As low as 4.00%
Term: Varies
Certificate Pledge
Credit union certificate of deposit used to fully secure the loan
APR: Competitive Loan Rates
Term: Up to $250,000
Share Loan
Credit union savings account(s) used to fully secure the loan
APR: As low as 3.00%
Term: Varies
Signature Loan
APR: As low as 10.00%
Term: Varies

MasterCard® Credit Cards

Classic
APR: 13.90%
Platinum
APR: 9.90%

For the quarter ending 12/31/2016, month ending 02/28/2017. A lapsed date indicates that the rates and yield for the current Dividend Period have not been declared by the Board of Directors.

Savings Accounts

A balance of at least $100 must be maintained in account to earn dividends. Dividends paid quarterly.

My Choice
APR: 0.10%
APY: 0.10%
Christmas Club
APR: 0.10%
APY: 0.10%
Primary Shares
APR: 0.10%
APY: 0.10%

Individual Retirement Account (IRA)

Rates are for the previous quarter. Rates for this quarter have not been set yet. Dividends paid quarterly.

$100.00 - $1,999.99
APR: 0.30%
APY: 0.30%
$2,000.00 - $9,999.99
APR: 0.30%
APY: 0.30%
$10,000.00 - $24,999.99
APR: 0.30%
APY: 0.30%
$25,000 +
APR: 0.30%
APY: 0.30%

Money Market

Rates are for the previous month. Rates for this month have not been set yet. Dividends paid monthly.

$2,500.00 - $9,999.99
APR: 0.15%
APY: 0.15%
$10,000.00 - $24,999.99
APR: 0.20%
APY: 0.20%
$25,000 +
APR: 0.25%
APY: 0.25%

Share Draft

Prosper Checking
(on balances up to $7,500)
APR: 2.47%
APY: 2.50%
Prosper Checking
(on balances over $7,500)
APR: 0.10%
APY: 2.50 - 0.27%
Growth Savings
(on balances up to $7,500)
APR: 0.25%
APY: 0.25%
Growth Savings
(on balances over $7,500.00)
APR: 0.10%
APY: 0.25% - 0.11%

If you do not meet the Rate/Reward Qualifications for Prosper Checking and Growth savings, the interest rate paid on the entire balance will be 0.01% with an Annual Percentage Yield of 0.01%. If you meet the Rate/Reward Qualifications you will be paid the tiered rates. The interest rates and annual percentage yield may change every calendar month based on the determination of the Board of Directors.

Certificate of Deposit (CD) & IRA Certificates of Deposit

Rates are effective as of 03/15/2017. The minimum deposit for all certificates is $1,000.

Threshold 6 Month 12 Month 24 Month 36 Month 48 Month 60 Month
$1,000 - $24,999.99 APR: 0.50% APY: 0.50% APR: 0.60% APY: 0.60% APR: 0.90% APY: 0.90% APR: 1.20% APY: 1.21% APR: 1.65% APY: 1.66% APR: 1.90% APY: 1.92%
$25,000.00 - $49,999.99 APR: 0.50% APY: 0.50% APR: 0.65% APY: 0.65% APR: 0.95% APY: 0.95% APR: 1.25% APY: 1.26% APR: 1.70% APY: 1.71% APR: 1.95% APY: 1.97%
$50,000.00 - $74,999.99 APR: 0.50% APY: 0.50% APR: 0.70% APY: 0.70% APR: 1.00% APY: 1.01% APR: 1.30% APY: 1.31% APR: 1.75% APY: 1.77% APR: 2.00% APY: 2.02%
$75,000.00 - $99,999.99 APR: 0.50% APY: 0.50% APR: 0.75% APY: 0.75% APR: 1.05% APY: 1.06% APR: 1.35% APY: 1.36% APR: 1.80% APY: 1.82% APR: 2.05% APY: 2.07%
$100,000.00 + APR: 0.50% APY: 0.50% APR: 0.80% APY: 0.80% APR: 1.10% APY: 1.11% APR: 1.40% APY: 1.41% APR: 1.85% APY: 1.87% APR: 2.15% APY: 2.17%

*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.